Motorcycle Insurance in Oklahoma

An important part of motorcycle ownership is insurance. To operate your bike safely and legally, you must have the proper type of insurance. At Alan Farley Insurance LLC, serving Tulsa, OK, and the surrounding areas, we are here to help bike owners in Oklahoma make intelligent insurance decisions. Keep reading to learn more about motorcycle insurance.

Is Motorcycle Insurance Necessary?

Absolutely, yes. Insurance is not only a smart choice but also a necessary choice if you want to avoid legal consequences. By law, you must carry at least the minimum coverage to operate your bike on the roads. Insurance is also the only way to protect the investment you have made into your bike.

What Is Minimum Coverage?

Minimum coverage refers to the type of coverage required by law. Minimum coverage will pay for damages caused to other drivers and vehicles if you are at fault in an accident. Be aware that minimum coverage does not cover any damage to your vehicle. If your vehicle is damaged by an accident that was your fault, or your motorcycle was damaged because of a natural disaster or theft, you will not be reimbursed for these expenses. This type of coverage does not fully protect you from the costs that could occur while owning a bike.

What Other Coverage Options Are There?

You can purchase comprehensive coverage if you want more than the minimum coverage. This type of insurance will provide all of the minimum coverage and pay for damages to your vehicle from any qualifying event. This is a better way to protect the investment you have made into your bike.

If you would like to learn more about motorcycle insurance in Oklahoma, please contact us at Alan Farley Insurance LLC, serving Tulsa, OK, and the surrounding areas. We will happily answer your questions and help you find the perfect insurance coverage.