Tips to make your first apartment feel like home

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Moving into a new apartment here in the Tulsa, OK area can be an exciting and daunting experience. You might feel overwhelmed by the thought of making your new space feel like home. But don’t worry; these simple tips from us at Alan Farley Insurance LLC will help you get settled in quickly and easily. 

Tips to make your first apartment feel like home

1. Unpack right away:

The best way to make your space feel like home is to unpack and organize the first day you move in. There’s nothing worse than living out of boxes for weeks or months, so take the time to get everything unpacked and put away. Not only will it give you more storage space, but it will help bring a sense of permanence to your new home. 

2. Add color:

Nothing makes a space feel alive quite like adding bright colors! Put up some colorful artwork or paint a wall with a vibrant hue that invokes happiness when you enter the room. It’s amazing how much one little change can do for your mood and overall energy in your home. 

3. Get cozy:

Home isn’t just about the physical look of your space, but also how it feels emotionally—so add some cozy touches that make it comfortable for you. Soft blankets, pillows, rugs, and candles are all great ways to create warmth in your apartment that will make it feel more like home instantly. 

4. Bring plants inside:

Plants are great for bringing life into your home as well as improving air quality (bonus!). Plus, green foliage adds an element of nature indoors which can be calming and peaceful after a long day at work or school. 

Reach Out To Us

For more tips, give us at Alan Farley Insurance LLC a call today. We are proud to serve the Tulsa, OK area.

How Does Umbrella Insurance Work?

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If you already have home and auto insurance, it’s possible that you don’t have as much coverage as you need. When you have these insurance policies, they come with different kinds of coverage. One of these is liability insurance. It’s common for home and auto policies not to have much of this important coverage. That’s where umbrella insurance comes in.

If you want to be well-protected against a number of risks, give us a call at Alan Farley Insurance LLC in Tulsa, OK to find out more about umbrella insurance. 

Liability Coverage

You need plenty of liability coverage for your home and vehicle. If you have home and auto policies, each comes with an amount of liability coverage. This pays for the medical bills that are due after an accident that resulted in injuries. When it’s auto insurance, it also includes property damage liability. If you don’t have enough of this coverage, you could be stuck with large bills after the policy has maxed out. One way to be protected against these leftover bills is to have umbrella insurance. With this coverage, you add a layer of liability coverage onto both of your other policies at one time. Umbrella insurance comes with very high maximums, so you won’t have to worry about overages after they’ve paid. 

How It Works

First, your auto or home policy will step in after an accident. They will pay what they can up to their maximum. Then, if there is any leftover, the umbrella policy comes in to pay those overages. With this coverage, you are better protected and will pay less than you would if you added coverage directly to both of those policies. 

Get Umbrella Insurance 

To get an umbrella policy of your own, call us at Alan Farley Insurance LLC in Tulsa, OK. 

Three things that might surprise you about auto insurance coverage

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The more informed you are about auto insurance, the better off you will be when you purchase this important financial product.

At Alan Farley Insurance LLC, we’re here to provide you with important information about your auto insurance needs in Tulsa, OK. 

The following are three things that might surprise you about auto insurance coverage:

Auto insurance providers usually offer the option to pay upfront or monthly.

When buying an auto insurance policy for the first time, some consumers don’t realize that they have the option to pay for their policy monthly. 

For many consumers, auto insurance is much more affordable if they can pay month by month rather than having to come up with all the money for their complete policy at once. 

A basic auto insurance policy usually won’t offer collision coverage.

The most basic auto insurance policy available is just a liability coverage policy. This type of policy will meet state auto insurance requirements for you. However, liability coverage alone won’t cover you for damages to your own vehicle. 

You won’t get coverage for theft unless you have comprehensive coverage.

It’s not uncommon for motorists to have their vehicle stolen or to have items inside their vehicle stolen. Fortunately, you can purchase auto insurance that will compensate you in this situation.

If you want to be compensated for losses in the event of theft, you need to have comprehensive coverage added to your policy. 

Give Us A Call

You can get in touch with us at Alan Farley Insurance LLC to learn more about auto insurance. We are a provider of auto insurance policies for motorists in Tulsa, OK. Contact us today to get a quote. 

How To Conduct a Family Estate Planning Meeting

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Discussing family estate family can feel awkward for some people – many of us simply do like talking about death in any way. However, family estate planning is a crucial part of planning for the future. Here at Alan Farley Insurance LLC we are happy to help families in Tulsa, OK and the surrounding areas learn more about life insurance and estate planning.  

What Is Estate Planning?

Estate planning is a series of plans that you set in place and discuss with your family concerning how you want your finances, possessions, and final arrangements to be handled. This can include updating your family about your will, informing your family about your final arrangements, and even appointing someone legally who will be in charge of handling these items on your behalf once you pass.

Who Should Come to An Estate Planning Meeting?

It is entirely up to you who comes to the meeting, but you should definitely involve anyone who will be directly involved in carrying out any of your wishes. You might also want to invite anyone who is going to be directly affected by any of the choices you have made. Most people also have a lawyer present if they think there will be any legal confusion. 

How Do I Start Estate Planning?

The first step in estate planning is to make sure you have a solid life insurance policy in place. Your life insurance is the foundation of your estate. This insurance policy will help make sure that your family is financially provided for after you pass. 

Give Us A Call

If you would like to learn more about life insurance or estate planning, please get in touch with us at Alan Farley Insurance LLC serving Tulsa, OK and the surrounding areas.  

How To Avoid Water Damage In Your Home

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Water damage is a common type of home insurance claim. These types of repairs can be time-consuming and really bring your family’s life to a halt while they are being completed. Here at Alan Farley Insurance LLC, we like to teach owners good ways to protect their homes. Here are some ways to protect your home from water damage in Tulsa, OK and the surrounding areas. 

How To Avoid Water Damage In Your Home 

Never Ignore A Leak

If you notice a small leak in your home, you might be tempted to just hope it goes away on its own. Leaks never go away on their own. In fact, leaks actually get bigger and bigger the longer they are left. The best course of action is to repair leaks quickly as soon as you notice them. 

Winterize Your Pipes

If you haven’t already, you need to winterize your pipes. This means that pipes running under your home need to be insulated against freezing temps in winter. A local plumber can usually help with this task. If pipes freeze during the winter, they can burst. Once the water thaws back out, water will come rushing into your home through the cracks. Winterizing can help to avoid this. 

Update Appliances 

All appliances that use water, are less efficient and often contribute to leaks and condensation accumulation. Over time, all of this moisture can start to cause water damage. To save money on energy, and better protect your home from water damage, update appliances. 

Keep An Eye On Drainage 

The way that water drains on your property can also play a big part in water damage. Make sure water is being properly drained away from your home with the use of gutters. 

Reach Out To Us

Contact us at Alan Farley Insurance LLC for all of your insurance needs in Tulsa, OK and the surrounding areas.